ACCI 7 PLUS - Accident Coverage | EGE Insurance
Accident Insurance
EGE Insurance Canada

ACCI 7 PLUS
Accident Coverage

Build your own accident protection. Every coverage is $7/month per unit. Stack what you need, see your premium instantly. No medical exam. Immediate approval.

5 coverages to combine
$7/mo per unit, flat rate
Max 15 units = $105/mo
Payment guaranteed in 7 days
Build your package

Choose your coverages

Each unit costs $7/month, same rate for everyone regardless of age or gender. Use + and − to set units per coverage. Hospital benefit always pays your stay days + 7 bonus convalescence days. Expand each card to see real claim examples.

Client Information Flyer: ACCI 7 PLUSiA Financial Group · Accident Insurance · F13-1100A
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★ Most Popular

Hospital Benefit

Every day you spend in hospital after an accident, cash goes straight to your account. Tax-free, no receipts. Even day surgery counts. And every hospital stay automatically includes 7 extra paid days at home so you can recover properly without financial stress.

Up to $350/day cash Day surgery counts +7 free recovery days every stay 700 days lifetime max
$70/day per unit · 1–5 units · max $350/day · + 7 bonus convalescence days
0
Daily benefit: $0/day$0/mo
How it works
Hospital days + 7 bonus recovery days
Even 1 day = 8 paid days total
Day surgery
Counts as 1 hospital day = 8 paid
Must begin within
30 days of accident
Lifetime maximum
700 paid days
Stay lengthPaid days1 unit ($70)2 units ($140)5 units ($350)
Day surgery1+7 = 8$560$1,120$2,800
1 week (7 days)7+7 = 14$980$1,960$4,900
1 month (30 days)30+7 = 37$2,590$5,180$12,950
⚠️ Must be in a licensed hospital for at least 18 consecutive hours. Biopsies and mole removals do NOT qualify. Lifetime max 700 days.
★ Top Seller

Accidental Fracture

Break a bone in an accident and receive a cash lump-sum based on which bone. No receipts, no hassle. A broken hip or spine pays up to $14,000. The money is yours to use however you need: rent, groceries, recovery costs.

Up to $14,000 cash No receipts needed Spend it however you need Confirmed by X-ray
Up to $7,000 per unit · 1 or 2 units · amount varies by bone
0
Insured amount: $0$0/mo
Fractured bone% of insured1 unit2 units
Skull, spine, pelvis, femur, hip100%$7,000$14,000
Sternum, larynx, trachea, scapula, radius, humerus, ulna, patella, tibia, fibula, coccyx25%$1,750$3,500
Any other bone10%$700$1,400
⚠️ Multiple fractures in one accident. Only highest-value paid. Avulsion and chip fractures excluded. Benefits 50% from age 70.
★ Top Seller

Extended Medical Care

Your provincial health plan covers the basics. This covers everything else. Physiotherapy, private nursing at home, dental repair, a private hospital room, and more. No deductible. 100% reimbursed. Up to $100,000 lifetime so your recovery isn't held back by what the government covers.

Up to $100,000 lifetime Zero deductible, 100% back Physio, chiro, private nursing Dental repair included
Flat $7/mo · lifetime maximum $100,000 · care must be in Canada
0
Care benefit: Not added$0/mo
Hospitalization (semi-private room)
Max $10,000 per accident
Private nursing at home
$200/day · $18,000 per accident
Physio, chiro, osteo, psych, podiatry, OT, SLP
$40/visit · $1,000/prof · $5,000/accident
Dental repair (accidental)
$10,000 per accident · within 1 year
⚠️ First expenses within 30 days of accident. All care in Canada within 12 months. Lifetime max $100,000.
Additional Coverages

Disability (Accident)

If an accident puts you out of work, or simply out of action, you receive a tax-free monthly cash payment directly in your bank account. No receipts. No reimbursement process. Money arrives from your very first medical visit.

Up to $1,400/mo cash Paid from day 1, no waiting Works even if you're unemployed Up to 7 months per accident
$700/mo per unit · 1 or 2 units · max $1,400/mo
0
Monthly benefit: $0/mo$0/mo
What triggers it
Hospitalization, fracture, dismemberment, major burn or laceration
Maximum paid per accident
7 months
Resets for each new accident
Waiting period
None. Paid from day 1
Age 70+
50% benefit from age 70
Eligible 18–74, coverage to 80
🏗️
Construction worker: hip fracture
Falls from scaffolding, off work 6 months.
Up to $8,400 (2 × $700 × 6 mo)
🚗
Car accident: hospitalized
Internal injuries requiring surgery, 3 months off.
Up to $4,200 (2 × $700 × 3 mo)
❄️
Slip on ice: wrist fracture
Severe fracture, off work full 7-month maximum.
Up to $9,800 max
🏠
Homemaker: unable to do daily tasks
Can't cook, shop or manage daily activities.
Up to $9,800 max
⚠️ Exclusions: self-inflicted injury, war, criminal acts, impaired driving, racing, sports for compensation, cosmetic surgery, pregnancy, illness. Disability must begin within 90 days of accident.

AD&D

A large lump-sum paid immediately to you or your family if an accident causes death, loss of a limb, loss of sight, hearing, or speech. One premium protects your family's financial future. No medical exam, no health questions ever.

Up to $350,000 lump sum No medical exam, ever Paid to your beneficiary Covers loss of limb, sight, hearing
$70,000 per unit · 1–5 units · max $350,000
0
Insured amount: $0$0/mo
Death / both eyes / both hands or feet
100% of insured amount
5 units = $350,000
Loss of one arm or leg
75% of insured amount
5 units = $262,500
One hand / foot / eye OR hearing OR speech
50% of insured amount
5 units = $175,000
Loss of one finger or toe
5% of insured amount
5 units = $17,500
💀
Fatal car collision
Accidental death. Full amount to beneficiary.
Up to $350,000
🦾
Industrial accident: arm amputation
Complete amputation of one arm = 75%.
Up to $262,500
👁️
Chemical burn: loss of sight
Total irrecoverable loss of sight in one eye = 50%.
Up to $175,000
🦻
Explosion: loss of hearing
Hearing alone = 50%. Hearing + speech = 100%.
Up to $175,000
⚠️ Multiple losses from same accident. Only highest benefit paid. Benefits reduced 50% from age 70. Coverage ends at 80.
How it works

The basics, in plain language

Simple: no medical exam

No health questions, no medical exam. Immediate approval. Available to everyone age 0–74 living in Canada for at least 12 months and covered by a provincial health plan. Renews to age 80.

Affordable: same price for all

Every unit costs $7/month regardless of age, gender, or occupation. No policy fee. No hidden costs. Max 15 units = $105/month.

Fast payment guaranteed

iA Financial Group guarantees payment within 7 business days of a complete accident claim. Miss that deadline and you receive $30 per late business day, up to 7 days.

For information purposes only. Not an insurance contract. Coverage underwritten by Industrial Alliance Insurance and Financial Services Inc. Distributed by EGE Insurance Canada. EGE Insurance Canada · egeinsure.ca · 416-477-1516
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