Super Visa Insurance
in Canada
As a licensed brokerage, EGE Insurance provides IRCC-approved medical insurance for parents and grandparents applying for a Super Visa. We compare 15+ Canadian insurers so that you get $100K minimum coverage, monthly payment options, and same-day coverage where available.
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Why families trust EGE Insurance
Why It Matters
Everything You Need to Know About Super Visa Insurance
We compare Super Visa insurance plans from top Canadian insurers and explain coverage in plain language so that you can select the right policy with confidence.
Why Super Visa Insurance Matters
Super Visa applicants must carry medical insurance that meets specific IRCC requirements. Because of this, EGE Insurance shops top Canadian insurers to find the right fit for your family.
- Meets Super Visa medical insurance requirements
- Covers large emergency medical expenses
- Peace of mind for families hosting loved ones
How EGE Insurance Helps
We compare plans from top Canadian insurers and, moreover, explain coverage and deductibles clearly so that you can select a Super Visa insurance policy that fits your budget.
- Clear comparisons and expert guidance
- Help choosing the right deductible option
- Fast support for policy documents
What Plans May Include
Coverage depends on the insurer and policy selected. However, most Super Visa insurance plans focus on emergency medical services while the visitor is in Canada.
- Emergency medical treatment
- Hospitalization & physician services
- Ambulance & medical transportation
Coverage Details
What Super Visa Insurance May Cover
Depending on the policy, Super Visa insurance can help with eligible emergency expenses and services during your parents' or grandparents' stay in Canada. In addition, some plans extend coverage to certain non-emergency situations.
Who Typically Needs Super Visa Insurance
- Parents visiting Canada under a Super Visa
- Grandparents visiting Canada under a Super Visa
- Families who need proof of insurance for the application
- Visitors planning extended stays in Canada
- Anyone requiring IRCC-compliant medical coverage
- Return of remains when applicable
- Expenses for an accompanying person if included
Coverage is subject to policy terms, exclusions, eligibility, and insurer approval.
Pre-Existing Conditions
Super Visa Insurance with Pre-Existing Conditions
Many Super Visa insurance plans cover stable pre-existing conditions - however, the rules vary by insurer. Consequently, choosing the wrong plan can mean a claim is denied. Therefore, EGE Insurance reviews your parents’ health history and identifies which insurers are most likely to provide coverage.
A condition is generally considered stable when there has been no change in medication, treatment, symptoms, or medical visits within a defined period before the policy start date. This period is called the stability period and varies by insurer.
Why the Stability Period Matters for Your Application
Because each insurer sets its own stability period, comparing policies carefully is essential. For example, a condition that qualifies as stable under one plan may not meet the threshold of another. As a result, working with an advisor who understands these differences can protect your family from a denied claim.
Stability Period by Insurer (2026)
| Insurer | Standard Plan | Enhanced Plan |
|---|---|---|
| GMS | 90 days | 180 days |
| Manulife | 180 days | 180 days |
| Allianz | 180 days | 180 days |
| TuGo | 180 days | 180 days |
| Blue Cross | 180 days | 180 days |
| Travelance | 180 days | 180 days |
| 21st Century | 365 days | 180 days |
*Stability periods and coverage rules change. Always confirm with your advisor before purchasing.
Conditions that may be covered when stable
- High blood pressure (hypertension)
- Type 2 diabetes
- High cholesterol
- Stable heart conditions
- COPD / asthma (stable)
- Arthritis
- Depression / anxiety (stable)
Important
The right insurer matters
If your parents have pre-existing conditions, the wrong plan could mean a denied claim. Therefore, EGE Insurance matches your family’s health history to the insurer most likely to provide coverage.
Get a Quote - We’ll Find the Right PlanKnow the Difference
Super Visa Insurance vs. Visitors Insurance
Understanding which coverage applies to your situation is important for a successful Super Visa application. In fact, using the wrong type of policy can result in a visa refusal.
Super Visa Insurance
This coverage is specifically required for eligible parents and grandparents applying for a Super Visa. Moreover, it must meet minimum IRCC coverage and policy requirements.
- Minimum $100,000 medical coverage required
- Must be from a Canadian insurance company
- Valid for at least 1 year from entry
- Refundable if visa is refused
Visitors Insurance
Visitors insurance is used for general short-term or long-term visits to Canada. Although it provides medical protection during the visit, it is not specifically required by IRCC.
- Flexible coverage amounts available
- Suitable for tourists and general visitors
- Various plan durations available
- Does not fulfill Super Visa requirements
Not sure which applies? EGE Insurance can help confirm the right option based on your visa type.
View Visitors InsuranceGot Questions?
Super Visa Insurance - Frequently Asked Questions
Is Super Visa insurance mandatory?
What is a deductible and how does it work?
Can I cancel if the Super Visa is refused?
What's the difference between Super Visa and visitors insurance?
How much Super Visa insurance coverage do I need?
Does Super Visa insurance cover pre-existing conditions?
How long does Super Visa insurance need to be valid?
Compare Super Visa Insurance Plans Today
As a licensed brokerage, EGE Insurance shops Super Visa insurance plans from top Canadian insurers so that you can compare options and consequently pick coverage that meets IRCC requirements.
